🔍 General Credit Myths
“Checking Your Credit Score Hurts It” — Fact or Fiction?
Why Closing Old Accounts Can Hurt Your Credit More Than Help
You Need to Carry a Balance to Build Credit — Nope!
Paying Off Collections Removes Them from Your Report… Or Does It?
Only Poor People Have Bad Credit — The Truth Behind Credit Scores
🏦 Banking & Lending Misconceptions
You Can’t Get Approved with a Low Score — But Here’s What Lenders Really Look At
You Only Have One Credit Score — Think Again
Income Affects Your Credit Score… Not Exactly
You Can’t Rebuild Credit After Bankruptcy — Think Again
💳 Credit Card Confusion
Maxing Out a Credit Card Is Fine If You Pay It Off Monthly — Not Always
Having Too Many Credit Cards Will Ruin Your Score — Here’s What Really Matters
All Credit Cards Are Bad — Let’s Break That Down
🧾 Credit Repair Misunderstandings
You Can’t Dispute Accurate Information — False!
Credit Repair Is Illegal or a Scam — Not When Done Right
You Have to Wait 7 Years for Bad Credit to Go Away — Not Always True
🔁 Bonus Series Ideas:
“Mythbusters: Credit Edition” – A weekly blog series debunking one credit myth at a time.
“From Fiction to Freedom” – Stories of people who overcame bad credit myths and rebuilt their scores.
