🔍 Understanding the Basics
What Affects Your Credit Score? A Breakdown of the 5 Key Factors

FICO vs. VantageScore: What’s the Difference and Why It Matters

🚀 Action Plan: Week-by-Week Strategy
Week 1: Pull Your Credit Report & Identify the Damage

Week 2: Dispute Errors Like a Pro – How to Write and Send Dispute Letters

Week 3–4: Pay Down Credit Cards Strategically (The Credit Utilization Hack)

Week 5: Become an Authorized User – The Fastest Way to Add Good History

Week 6–7: Negotiate With Creditors – How to Settle Without Hurting Your Score

Week 8: Build New Credit – Secured Cards, Credit Builder Loans & More

Week 9: Automate Payments and Set Alerts to Stay On Track

Week 10–12: Monitor Progress and Adjust – What to Expect Month to Month

💡 Tips, Tricks & Tools
5 Common Mistakes That Keep Your Credit Score Low

Credit Utilization: The One Metric You Need to Master

How Credit Inquiries Really Affect Your Score

Free & Paid Tools to Track Your Credit Score in Real Time

How to Use Credit Cards to Boost, Not Break, Your Score

🧠 Mindset & Habits
Changing Your Money Mindset: Think Like Someone With an 800+ Score

Credit Repair vs. Credit Building – Why You Need Both

🎯 Success Stories / Case Studies
From 550 to 700: Real Stories of People Who Did It in 90 Days

What I Learned From Fixing My Credit in 3 Months

📈 Advanced Tactics
Rapid Rescore: What Is It and Can It Help You?

Should You Hire a Credit Repair Company or DIY? Pros and Cons